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6 Easy And Safe Ways To Invest Money

Safe Ways To Invest Money

Safe Ways To Invest Money

The stock market during the last 10-12 years has been a difficult, at times scary place to be and there is every chance that there could be worse times ahead – What with many of the largest nations facing huge levels of debt and the world economy still moving sluggishly. It is at times like these that it pays to know the safe havens to park your money when the next crisis hits.

Top Safe ways to Invest Money

US Treasuries

If you are unconcerned with capital growth, U.S. Treasuries offer the ultimate safe haven play. The U.S. may have lost its AAA rating but it is still the safest place to put your money. It would take a truly catastrophic event to bankrupt the U.S government to the point that it would not be able to pay back its bond holders.

Foreign Bonds

Rating agencies offer a good rule of thumb when comparing the safety of bonds issued by foreign countries but care must still be taken when investing large amounts of money since they can sometimes be a bit slow adjusting their valuations. Countries such as Germany, Japan, Canada, New Zealand and China offer some of the best places to park your money if safety is what you are after. All of these countries have sound finances and growing economies particularly China, which also has a public savings rate ahead of the rest of the world.

Precious metals

Safe Ways To Invest Money

Safe Ways To Invest Money

Precious metals such as gold, silver and platinum are are one of the best safe ways to invest money, especially during inflationary times or economic hardship. They are real assets that are high in demand and low in supply and due to their inherent rarity, this is unlikely to change. Make no mistake, when hard times hit or inflation ramps up to new levels, precious metals are the first to benefit as investors flock to find something that will keep their money safe.

US Dollar

As the world’s biggest economy, the US dollar retains its place as the world’s global currency and because of this is often given safe haven status by most of the world’s investment community. There is no doubt that this is true right now and if problems in Europe reach a new head investors will no doubt buy the US dollar again. But such plays are becoming increasingly short lived and if inflation picks up, the US dollar may lose its ability to be a safe haven play over the longer term.

Real Estate

There is a phrase ‘buy land as God has stopped making it’ which certainly has an element of truth. Real estate will always be in demand as long as people want roofs over their heads and secure places to live. Real estate is therefore a relatively safe place to put your money, especially with prices down in many U.S. regions. The downside is that property can be hard to liquidate when hard times hit. But, in the meantime, at least you’ll have somewhere to live and is still high on the list of safe says to invest money, particularly longer term.

Bank Savings Accounts

Depending on the quality of the bank and the environment within which it operates, savings accounts in banks can be one of the highest safe ways to invest money. It pays to check around to find the best rates of interest and to investigate the investment rating provided by one of the rating agencies. In the unlikely event of a bank failure, the FDIC guarantees individual accounts up to $250,000 each.

So, you should be able to chose one of the safe ways to invest money from these great options that we have done our homework on for you.  Happy investing from the team at gettingmoneysmart.com

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